Wildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses, human caused fires can drastically decrease with the proper education. Use these simple steps.
Equipment or toys can spark a wildfire
Lawn mowers, weed-eaters, chain saws, welders, tractors, dirt bikes, and more can all cause sparks. Don’t mow dry grass or weeds. When you are maintaining your yard, avoid dry yard debris buildup.
If you are using a tractor, dirt bike or welder, avoid driving or using your welder near dry grass or brush.
Keeping your Home Safe from Wildfire Damage
Use fire-resistant building material for your home.
The roof and exterior surface need to be composed of non-combustible or fire resistant materials. This would include brick, stone, aluminum, tile, sheet iron, asphalt or slate. If your home is composed of wood or cedar, consider this a risk. Homes that are located in especially fire prone areas can escape damage by being entirely built of concrete and stone.
Maintain Your Roof
When your roof is filled with leaves, pine needles, branches, moss, you are increasing your risk for wildfire damage. Be sure to avoid letting these items collect on your roof.
Keep your Property Free of Dead Plants or Trees
Tree branches should be kept to a height of 15 feet. Also, be sure tree branches aren’t near your chimney. If a branch is within 10 feet of the flue opening of the stove or chimney, remove it.
Keeping things like sheds and wood piles at least 30 feet away from your home helps reduce the chances of a fire jumping from one structure to the next.
It is important to understand the limits of your insurance policies as many natural disasters like floods or earthquakes require a special insurance policy while wildfires are generally covered under the comprehensive portion of a homeowner’s insurance policy. The price of the policy may be higher if you live in an area that is prone to yearly fires or if a fire station is far away.
LeDoux Insurance Agency is committed to improving the quality of our community by insuring your life’s hard work. Setting a standard of excellence, our professional staff will help you understand your current and future risk exposures by building a lifelong relationship. Our clients can be confident in the proven stability and years of insurance experience. LeDoux Insurance Agency is dedicated to continuous improvement through the use of technology in order to provide the most comprehensive and cost effective solutions for your insurance needs. Whether you’re looking for auto, home, renters or business insurance, LeDoux Insurance can help. Visit us online anytime.